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    Magento 2 Credit System

    Magento 2 Credit System Extension provides a credit system feature for customers where the customers can utilize the assigned credit points for product purchases within the store.

    • The admin can assign credit points to customers.

    • The admin can assign credit points to customer groups.

    • Using the assigned credits customers can buy the products.

    • Using online/offline payment methods, pay for the taken credit points.

    • For the credit taken admin can view all those transactions.

    • Customers can view their entire credit transaction history under their account panel.

    • The admin can send the credit to customers.

    • Approve or disapprove the customer credit requests by the admin.

    • The admin can mass upload the customer credits into customer accounts using a CSV/XLS file.

    • Customers can use the credit amount partially to make payments.

    • Admin can refund the amount in the credit wallet.

    • Admin can refund the full amount in the credit wallet with the configuration setting.

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    Now, allow your store customers to use credits to purchase the products within the store using the this module. The customers can pay later for the credits using any available online/offline Magento 2 payment methods as required. The payment for the requested credits is made at a later point in time by the customers.

    The admin can also credit the customer accounts with additional credit as required. Customer credits can also be mass-assigned to the customers using a CSV/XLS file. The admin can give the credit amount to customer groups as required using this module. So, if the customers don’t have the amount to purchase the product, they can ask for the credits from the admin.

    After the approval by the admin, the customers can view the credits and utilize them to buy the products within the store. At the checkout page, the customers will see the respective assigned payment method for the credit use. They can see the available credits. Customers can apply them to buy the product as required using this extension.

    Are you looking to provide your customers with a quick check out then check the Magento 2 One Step Checkout extension (It needs to be purchased separately).

    Customer Credit System for Magento 2

    Highlighted Features of Magento 2 Credit System Extension

     Single/Customer Group Credit

    The admin can assign the credits to an individual customer or a customer group as required.

     Credit Transaction Details

    The customers and store admin can view the credit transactions as required in the customer account and the admin backend panel.

     Pay Back Credit Amount

    Customers can use various payment methods (offline/online) to pay for the credits they have added to their accounts using this system.

     Purchase Products Via Credits

    The customers can easily use their credits to purchase the products within the store as required.

    Why use Magento 2 Credit System Extension?

    Providing customers with the option to use store credit can enhance their shopping experience by offering them more flexibility and convenience when making purchases. It can also encourage customer loyalty and grow business.

    Rather than issuing a cash refund when a customer returns a product, store owners can offer the customer store credit as an incentive to return using the Magento 2 credit extension.

    Also, using the purchased or assigned credits, the customers can easily place orders for products using the credits as required, and that too very swiftly. This module can be a valuable tool for store owners looking to increase sales, improve customer experience, and reduce refunds.

    Are you looking to manage product returns in your Magento 2 store? If yes, you should check the Magento 2 RMA Extension (it needs to be purchased separately).

     Magento 2 Credit System Configuration

    The admin can configure the settings. Herein, the admin using this module can -

    • Be able to assign credit to customer groups.
    • Delete the credit amount of a customer group.
    • Change the assigned credit amount. Webkul credit system functionality can be enabled or disabled.
    • Set up payment method title. Select a specific country for the payment through the assigned credit.
    • For returning the credit amount admin can select the payment methods.
    • Change the sort order for the payment method.
    Basic Setup Options for Customer Credit System

     Credit Transaction Details for Magento 2 Credit Module

    Under credit management, the admin can view the credit details for customer groups. The admin can also view the credit details for individual customers using this extension. Here, the admin can -

    • View the complete customer name list.
    • Each customer’s total amount is checked.
    • For each customer, the remaining amount can be checked.
    • The used amount can be checked The new transaction date can be checked.
    • Find the desired customer's details using the available filter.
     Credit Details

    Credit Upload in Bulk

    The admin can mass assign the credits to the customers using this module. For the same, the admin can use any one of the available file types (CSV/XLS). Here, the admin to mass-assign the credits using the Magento 2 credit module will -

    • Upload a CSV file with the credit data.
    • XLS file with the credit data is uploaded.
    • View the total credit to import and the credits imported.
    Bulk Upload Credit Data

    Individual Customer Credit Assignment

    The store owner can also view transaction information like transaction ID and transaction date, as well as the transaction type and amount associated with a specific credit amount using this extension.

    You may also view Magento 2 ERP Extension to create purchase orders and quotation orders for suppliers.

    • Particular customers can be assigned credit amounts.
    • Change the assigned credit View used credit of an individual customer.
    • The remaining credits can be viewed for a particular customer.
    • To use individual credit limit, mark the respective check box
     Particular customer credit

    Customer Credit Management

    Here, the customer can manage their credits. They can request credits and view the transaction details of the used credits and more. So, here the customers using this module can -

    • See the amount to pay and the credit balance.
    • Payback the credit amount as required.
    • Credit is paid back using the available payment methods.
    • Via the Magento 2 credit system purchase the products using credits.
    • The payment method is visible in the order details.
    • On the checkout page, check the total order amount, available credit, and remaining credit.
    Easy to Use & Manage Credit System for Customers

    Partial Credit Wallet Payment

    The customer can pay the order amount in two modes full payment through wallet or partial payment through wallet.

    • When the customer pays the full amount the respective amount will be deducted from their wallet.
    • When they pay a partial amount they can choose another payment method along with a credit wallet to complete the payment.
    • The chosen payment will be displayed in the order details and invoice.
    • After a successful order, the customer can check their credit balance, amount to pay, and credit limit.
    • Enter the amount to pay in credit and complete the order.
    Partial Credit Wallet Payment

    Credit Wallet Refund

    The admin can initiate the refund directly to the customer’s account.

    • They can process partial or full refunds to the credit according to configuration settings.
    • The admin can generate the credit memo and directly process the refund by clicking on the refund credit button.
    • If the refund value is higher than the credit wallet limit then the total amount will be displayed in the customer balance.
    • The admin can disable the refund credit wallet option from the configuration.
    Credit Wallet Refund


    For any query or issue please create a support ticket here You may also check our quality Magento 2 Extensions.


    Product Version4.0.4
    Released5 years ago
    CategoryMagento 2
    Last UpdatedMarch 21, 2024 (1 month ago)
    Supported VersionsMagento  2.0.x  2.1.x  2.2.x  2.3.x  2.4.x  
    Rating 5.0
    based on 1 reviews

    Recent Reviews

    Write a review

    Fast and appropriate support

    Posted On - August 20, 2019

    We found almost everything we needed for our Magento 2 store at webkul extensions offering.
    Every time I think of an add-on, I find it done by webkul team. The only thing I wish from Webkul team is to extend their extensions functionalities to cover more usage scenarios.
    Support is always fast from a very patient team. Thank you.

     Frequently Asked Questions

     Can admin ascertain the limit to the credit amount?
    Yes, in the customer information, the admin can assign a Credit Limit under the Credit Information tab.
     Can the product amount could be automatically refunded in the credit system?
    Yes, the amount can be added automatically refunded in the credit system from the admin panel.
     Can admin manage the credit transactions in the module?
    Yes, the admin can view the transactions in the backend stating for the assigned to the customer. The details are- Transaction Id, Transaction Date, Transaction Type(debit or credit), Transaction Currency, Transaction Amount and Status.
     Can the module give the customer to re-pay the credit amount?
    Yes, the customer can re-pay the credit amount from the front end. In the credit information tab, the customer can go to the pay credit section. This will add the product to the cart and the customer can checkout as the usual product.
     By what methods the customer can re-pay the admin?
    The customer can select any Offline/Online method to re-pay the admin the credit amount. The payment methods here can vary as set by admin in the configuration.

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    In our default configuration we will provide tremendous configuration for your eCommerce Website which is fast to load and response.

    Default Configuration Details of Server

    • 1 GB RAM
    • 1 Core Processor
    • 30 GB Hard Disk
    • DB with 1 GB RAM and 1 Core Processor

    * Server Configuration may vary as per application requirements.

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    • + Features
    • - Bugs
    Version 4.0.4
    • - Bugs fixed.
    Version 4.0.3
    • + Customer can use credit amount partially to make payment.
    • + Admin can refund the amount in the credit wallet.
    • + Admin can refund the full amount in the credit wallet with the configuration setting.
    • - Bugs fixed.
    Version 4.0.2
    • + Compatible with Magento 2.4.6^ and PHP 8.2
    • - Bugs fixed.
    Version 4.0.1
    • + Customer can send the request to admin for more credit amount.
    • + phpcs warnings fixed
    • - Minor bugs fixed
    Version 4.0.0
    • + Compatible with Magento 2.4.x
    Version 3.0.1
    • + Admin can bulk assign credit to customers using csv upload
    • + Admin can export the credit information of all/selected customers
    Version 3.0.0
    • + Version Upgrade
    • + Minor bugs fixed
    Version 2.1.0
    • + Compatible with Magento version 2.3
    • + phpcs warnings fixed
    Version 2.0.2
    • + Feature to allow specific or all payment methods when credit product is in cart
    Version 2.0.1
    • + Admin can assign credits to customer groups.
    • + Admin can assign credits to individual/specific customers.
    • + Customers can see their assigned credits in customer dashboard.
    • + Admin can view all the transactions done by customer via credit system.
    • + customer can purchase the product by using their assigned credits.
    • + customer can pay for the credits using any online payment method.
    • + customer can see the entire transaction history in customer account.
    • + admin can pay credit from the admin panel to respective customer
    • + admin can select the ofline payment mode for paying credit to customer